Iberpay and the 16 main Spanish banks have successfully concluded a sectoral proof of concept called Smart Money and focused on the experimentation of the practical technical aspects and the different design options of a digital euro, with the aim to prepare the financial sector for an eventual decision from the European Central Bank (ECB) to issue a digital euro as a complement to cash.

EBA CLEARING and IBERPAY announced today that they have delivered two interoperable services to process messages and provide functionalities complying with the new SEPA Request-to-Pay Scheme (SRTP) created by the European Payments Council (EPC).

Con la iniciativa sectorial Smart Money, impulsada desde Iberpay, el sector bancario español está experimentando y probando las distintas opciones de diseño y de distribución mayorista del euro digital, así como su posible utilización práctica.